Showing posts with label bank bailout. Show all posts
Showing posts with label bank bailout. Show all posts

Bouncing

Hey, can I bounce a couple completely unrelated things off of you? Good...

First...(Mr President, if you are reading) I don't think your bank bailout is going to work. Crazy, right? Here's the thing. You are handing (in some cases *Northern Trust* begging) banks to take the bailout money. I understand the hope here is to get the credit markets going again. I get that. Here's the problem...the banks aren't passing that on to us, the consumer. It seems to me that this trickle down concept doesn't work.

Why not (let's step outside the box here) go the other direction? Stay with me here...Let's knock off, for my point let's say $15,000, off of everyone's mortgage. The money, goes straight to the bank, not the mortgage holder...In passing it from the homeowner's mortgage to the bank, the result is immediately felt by all homeowners. If you have a $100,000 mortgage, it's HUGE. If you have an $800,000 mortgage, maybe you won't feel it as much. That said, it's fair. It frees up money for the little guy, and the money is still going directly to the bank. Win-win. I'm just saying...

Second...I have been kinda working on something on the down low. I'm going to share it with you because I need feedback/encouragement. I have no idea if this is going to fly. I can't tell if I'm wasting my time. So I'm putting it to my blogosphere...

You remember my Istockphoto trials, right? Here's the thing about Istock...the illustrator only gets to keep 20% of the take! That kinda got me thinking...Why do I want to bust my ass illustrating, for them to get 80%? Now, I get it. I get that they have exposure. That said, I wondered what would happen if I started my own Illustration Stock Site?

Yes, I'm going up against the big dog. What if I just target my site to my niche, the Mommy blog designers? Yeah, yeah, yeah...babble, babble, babble...go look at the site I've been working on...

What do you think? I'm not sure about the name? Once I pick a name, I gotta get it on my own url. I want to get a couple more illustrators on it. Right now, all the work is mine. I have a few other illustrators in mind. I don't know...what do you think of my project? Am I way out of my league here...or am I on to something? I just can't think anymore:P

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